Medicare Education & Enrollment

Medicare made clear.
No pressure. No jargon.

Whether you're brand new to the system or looking for a better fit, I help you navigate the 'why' so you can confidently decide the 'what.'

Senior couple

One of the biggest decisions
you'll ever make.

Make sense of it all in a simple, no-pressure conversation.

The basics

Understanding the parts of Medicare.

A
Hospital Insurance

Covers inpatient hospital care, skilled nursing facility care, hospice, and home health care.

B
Medical Insurance

Covers doctors' services, outpatient care, and preventive services. Signing up late can result in a permanent penalty.

C
Medicare Advantage

Private plans that bundle A, B, and usually D.

D
Drug Coverage

Prescription drug coverage. Enrolling late can result in a permanent monthly penalty.

Medicare Supplement Insurance (Medigap)

Additional coverage for Original Medicare. The coverage within each lettered plan is identical no matter which insurer sells it — the only difference is price, rate increase history, and carrier strength.

Enrollment windows

When you can sign up — and why timing matters.

Missing an enrollment window can mean months without coverage and permanent penalties.

See enrollment windows →
Common questions

Things people ask me all the time.

What's the difference between Medicare Advantage and Original Medicare? Do I have to sign up at 65? What doesn't Medicare cover?

Read Medicare FAQs →
Celina
Celina Thomas
Licensed Insurance Agent

Want to take a look at plans?

For plan comparisons and enrollment, I use PlanEnroll — my personal Medicare quoting site. Or if you'd prefer to connect with me directly, use the link below.

Browse plans on PlanEnroll → Or get in touch with me, your trusted local licensed insurance agent, directly

By providing the information above, I grant permission for a licensed insurance agent, Celina Thomas, to call or email me regarding my Medicare insurance plan options including Medicare Supplement, Medicare Advantage, and Prescription Drug Plans.

Source: Medicare.gov  ·  Disclosure: I am an independent licensed broker, not a government employee. Nevada's SHIP program offers free counseling.

Turning 65 soon? Let's talk by connecting with a licensed insurance agent before the window opens.

The earlier we connect, the more options you have.

Visit my Medicare quoting site →