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Health Insurance Commission Disclosure

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Please note that our commissions are paid by the insurance companies, not you. Your insurance premium rates are not higher when you use an insurance agent or broker - they are the same rates you would get if you purchased insurance on your own and did not use our services.  

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INDIVIDUAL INSURANCE
On-Exchange/Nevada Health Link

Commission Disclosure*

per member, per month

HPN - 3%

Anthem - $22

AmBetter - $25

SelectHealth - 4%

Aetna CVS - $10

Hometown Health - $26

Molina - $16

Imperial - $18

Delta Dental - 10%

Anthem Dental - 10%

*Commissions shown are first year. Some commissions drop off substantially after the first year. For second-year commissions, please ask your agent.

From time to time, carriers will offer bonuses. These do not affect your pricing. Because bonuses are neither frequent nor consistent, please inquire on a case-by-base basis.

INDIVIDUAL INSURANCE
Off-Exchange (Direct from Carrier)

Commission Disclosure*

per member, per month

HPN/Sierra - 3%

Anthem $22

AmBetter - $25

SelectHealth - 4%

Aetna CVS - $10

Hometown Health - 9-14% yr 1;

5% thereafter

Delta Dental - 10% 

UHOne Short Term - 15% 

UHOne Vision - 25%

UHOne Dental - 10-30% (ask)

Anthem Vision, Dental - 10%

Amertias - 10%

Anthem DeCare - 10%

HPN/SHL Dental - 10%

UHOne Short-Term - 15%

UHOne Tri Term - 25%

Health ProtectorGuard - 32%

Guard and Guard Plus - 21%

Hospital SafeGuard/Premier - 30%

Accident SafeGuard Premier - 40%

*Commissions shown are first year. Some commissions drop off substantially after the first year. For second-year commissions, please ask your agent.

From time to time, carriers will offer bonuses. These do not affect your pricing. Because bonuses are neither frequent nor consistent, please inquire on a case-by-base basis.

GROUP INSURANCE
Groups of 2-50

Commission Disclosure*

per Eligible Employee (EE), per month

Anthem ACA - $28

Anthem AHP (Chamber) - 6%

HPN/Sierra/UHC - $10/$34

($10 up to 4; $34 for 5+)

HPN/Sierra AHP (Chamber) - 6%

Sierra/UHC Ancillary - 10%

Select Health - $35

Select Health Dental - 10%

Select Health Vision - 10%

Delta Dental - 10% 

Anthem Dental, Vision - 10%

Anthem Life - 15%

Ameritas - 10%

Anthem DeCare - 8%

Prominence AHP plans - 6%

Prominence ACA plans - $40

BestLife - 10%

Guardian - 10%

Hometown Health - $28

Humana - 10%

Principal - 10%

Renaissance - 10%

VSP - 10%

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*Commissions shown are for first year.

Some commissions drop off substantially after the first year.

For second-year commissions, please ask your agent.

From time to time, carriers will offer bonuses. These do not affect your pricing. Because bonuses are neither frequent nor consistent, please inquire on a case-by-base basis.

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