Health Insurance Commission Disclosure
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Please note that our commissions are paid by the insurance companies, not you. Your insurance premium rates are not higher when you use an insurance agent or broker - they are the same rates you would get if you purchased insurance on your own and did not use our services.
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INDIVIDUAL INSURANCE
On-Exchange/Nevada Health Link
Commission Disclosure*
per member, per month
HPN - 3%
Anthem - $22
AmBetter - $25
SelectHealth - 4%
Aetna CVS - $10
Hometown Health - $26
Molina - $16
Imperial - $18
Delta Dental - 10%
Anthem Dental - 10%
*Commissions shown are first year. Some commissions drop off substantially after the first year. For second-year commissions, please ask your agent.
From time to time, carriers will offer bonuses. These do not affect your pricing. Because bonuses are neither frequent nor consistent, please inquire on a case-by-base basis.
INDIVIDUAL INSURANCE
Off-Exchange (Direct from Carrier)
Commission Disclosure*
per member, per month
HPN/Sierra - 3%
Anthem $22
AmBetter - $25
SelectHealth - 4%
Aetna CVS - $10
Hometown Health - 9-14% yr 1;
5% thereafter
Delta Dental - 10%
UHOne Short Term - 15%
UHOne Vision - 25%
UHOne Dental - 10-30% (ask)
Anthem Vision, Dental - 10%
Amertias - 10%
Anthem DeCare - 10%
HPN/SHL Dental - 10%
UHOne Short-Term - 15%
UHOne Tri Term - 25%
Health ProtectorGuard - 32%
Guard and Guard Plus - 21%
Hospital SafeGuard/Premier - 30%
Accident SafeGuard Premier - 40%
*Commissions shown are first year. Some commissions drop off substantially after the first year. For second-year commissions, please ask your agent.
From time to time, carriers will offer bonuses. These do not affect your pricing. Because bonuses are neither frequent nor consistent, please inquire on a case-by-base basis.
GROUP INSURANCE
Groups of 2-50
Commission Disclosure*
per Eligible Employee (EE), per month
Anthem ACA - $28
Anthem AHP (Chamber) - 6%
HPN/Sierra/UHC - $10/$34
($10 up to 4; $34 for 5+)
HPN/Sierra AHP (Chamber) - 6%
Sierra/UHC Ancillary - 10%
Select Health - $35
Select Health Dental - 10%
Select Health Vision - 10%
Delta Dental - 10%
Anthem Dental, Vision - 10%
Anthem Life - 15%
Ameritas - 10%
Anthem DeCare - 8%
Prominence AHP plans - 6%
Prominence ACA plans - $40
BestLife - 10%
Guardian - 10%
Hometown Health - $28
Humana - 10%
Principal - 10%
Renaissance - 10%
VSP - 10%
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*Commissions shown are for first year.
Some commissions drop off substantially after the first year.
For second-year commissions, please ask your agent.
From time to time, carriers will offer bonuses. These do not affect your pricing. Because bonuses are neither frequent nor consistent, please inquire on a case-by-base basis.